International health insurers we compare

Cigna Global

Silver, Gold, Platinum and Close Care, cost-share levers, nurse-led chronic support and underwriting, explained for expats in Africa.

Allianz Care

Care Base, Enhanced and Signature, matching out-patient and dental modules, a real choice of underwriting basis and the claims rules, for expats in Africa.

IMG Global (GPMI)

Bronze to Platinum medical tiers, optional dental and maternity with waiting periods, FMU, moratorium, CPME and group MHD underwriting, for expats in Africa.

Bupa Global

Major Medical, Select, Premier, Elite and Ultimate: limits, benefits, area options, waiting periods and underwriting, explained for expats in Africa.

AXA Global Healthcare

Foundation to Prestige Plus, outpatient and dental upgrades, per-person excess, evacuation and the pre-existing conditions rule, explained for Africa.

Now Health WorldCare

Essential, Advance, Excel and Apex: limits, the Africa-restriction and USA-elective options, price levers and full medical underwriting, for Africa.

Now Health SimpleCare

CORE, SimpleCare 100 and SimpleCare 250: annual maxima, what CORE leaves out, regional or worldwide-excluding-USA areas and deductibles, for expats in Africa.

APRIL International

Explore, Essential, Extensive and Elite: limits, optional outpatient and maternity rules, chosen-country geography and underwriting, for expats in Africa.

VUMI Global

Absolute, Universal, Special, Access, Optimum, Senior, Direct and Prime VIP: how annual and lifetime maxima differ and what to check first, for Africa.

Optimum Global

The Gem plan: USD, GBP and EUR guides, inpatient and outpatient options, cost sharing, the 24-hour emergency contact rule and underwriting routes, for Africa.

IPH Emerald

Core, Advance and Deluxe: full-refund hospital cover, where outpatient starts, lifetime limits, home nursing and evacuation on every level, for Africa.

XN Global

Base, Elevation, Ascent, Summit and Apex: annual maximums, full-refund hospital benefits, why Base skips chronic management and Lloyd's backing, for Africa.

Expatriate Healthcare

Primary, Primary+ Lite, Primary+ and Select: full-refund hospital and evacuation cover, moratorium underwriting and USD, EUR or GBP, for expats in Africa.

HCI Nimbl

Core caps of US$250k to US$3m, deductibles, optional outpatient, dental and evacuation modules, geographic zones and a maximum entry age of 64, for Africa.