International health insurance guides
Plain-English guides from IPMIAfrica on choosing, comparing and paying for international private medical insurance.
Choosing and comparing
What IPMI is, who needs it in Africa, what it covers, how it differs from local and travel cover, and how to choose a plan.
Read guide →Age, area of cover, cover level, excess, who is covered, medical history and country of residence: how each one moves your premium in Africa.
Read guide →What counts as pre-existing, and how full medical underwriting, moratorium, CPME and switch terms work for expats in Africa.
Read guide →What inpatient, day-patient and outpatient cover each pay for, how plans are built in tiers and how to choose the modules you need in Africa.
Read guide →Evacuation vs repatriation, who decides, pre-authorisation, plan benefit vs assistance membership and what to check in the wording for Africa.
Read guide →What Africa-only, worldwide excluding the USA and worldwide cover each include, how insurers draw their regions and how to choose.
Read guide →Country guides
Private hospitals, medical schemes versus international plans, evacuation and underwriting for expats living in South Africa.
Read guide →Nairobi's private hospitals, the national scheme, upcountry evacuation and underwriting for expats living in Kenya.
Read guide →Private care in Lagos and Abuja, national health insurance, evacuation abroad and underwriting for expats living in Nigeria.
Read guide →Private care in Accra and Kumasi, the national scheme, evacuation and underwriting for expats living in Ghana.
Read guide →Private care in Cairo and Alexandria, the universal insurance rollout, Red Sea evacuation and underwriting for expats living in Egypt.
Read guide →Private clinics in Casablanca and Rabat, the mandatory basic scheme, evacuation to Europe and underwriting for expats living in Morocco.
Read guide →Private care in Dar es Salaam and Arusha, the national scheme, Zanzibar's rules, evacuation to Nairobi and underwriting for expats in Tanzania.
Read guide →Free public care, private clinics, island evacuation, permit requirements and underwriting for expats and retirees living in Mauritius.
Read guide →Popular comparisons
Head-to-head breakdowns to help you decide between the big names.
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